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These plans offer full coverage once you pay your annual deductible, and offer tax advantages, too. Businesses need to consider all these options as they search for the best insurance. Many businesses even offer multiple types of plans at different costs and let employees choose the best one for their needs. What is the difference between collision and comprehensive coverage? Do you need both? All of these things are questions that you will need answers to in order to save yourself the most money and get the greatest coverage. One of the big reasons veterinarians believe so many Europeans carry pet health insurance is because of a bill passed in 1971 that stated if a dog was considered at fault for an accident, like a car wreck, then the pet’s owner would be held responsible. This prompted many dog owners to purchase something called Third Party Liability Insurance which would pay for any damages caused by the policy holder’s pet dog. Chances are good that if you were to ask ten of your neighbors how they felt about pet health insurance you would probably get ten very different answers.

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